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| 30 Year Fixed Rate |
| 15 Year Fixed Rate |
| 30 Year Fixed Rate Jumbo |
| Pay Option ARM |
| 30 Year Fixed Rate (Fast & Easy) |
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30 Year Fixed Rate
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.75% | 0% | 5.937% |
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15 Year Fixed Rate
Term: 15 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.625% | 0% | 5.939% |
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30 Year Fixed Rate Jumbo
Term: 30 years
Maximum Amount: $3,000,000
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| Rates | Points | APR |
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| 6% | 0% | 6.189% |
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Pay Option ARM
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 1% | 0% | 3.215% |
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30 Year Fixed Rate (Fast & Easy)
This program is intended for use by low risk Borrowers who are able to qualify for financing using Full or Alternative documentation. Because they meet certain credit, down-payment, or LTV requirements, they are able to take advantage of documentation waivers that aid in expediting the loan process and qualify for full documentation rates.
Term: 30 years
Maximum Amount: $625,000
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| Rates | Points | APR |
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| 5.75% | 0% | 5.937% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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